Mike Coady has taken two of his previous firms to Chartered Status in the UK and also achieved the prestigious National IFA of the Year Award – Highly Commended.
In addition, Mike is qualified to UK Financial Conduct Authority (FCA) standards, a member of the Chartered Insurance Institute, a Fellow of the Institute of Sales Management (FISM), and a Fellow of the Institute of Directors (FIoD).
An experienced independent financial expert providing users with daily insights to help better manage their own personal and corporate finances – including pensions, retirement planning and investment advice. If you have any questions, comments or feedback for Mike, please complete the contact form and a member of the client experience team will get back to you as soon as possible.
Introduction Hello from Dubai! I'm Mike Coady, an experienced financial adviser and money coach. In my extensive interactions with expat clients, a recurrent theme is the allure of investing in an S&P 500 ETF. This article will evaluate why this prevailing strategy may not be the...
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Introduction: Who needs a financial adviser, right? After all, managing complex financial matters such as wills, insurance, investments, and budgeting is just a walk in the park. Especially for expats, what could possibly go wrong? Let’s dive into this with a healthy dose of reality (and...
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South African expatriates should not only understand the newly implemented 2022/2023 tax laws, which aim at taxing their foreign employment income but should also act if they want to avoid its dire consequences. With the 2022/2023 SARS tax eFiling season now open and well underway,...
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The UAE, particularly Dubai and Abu Dhabi, offers a multitude of educational opportunities for children, with a diverse range of international and private schools catering to various curricula, cultures, and preferences. As an expat family in Dubai or Abu Dhabi, selecting the right school for...
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“They are nowhere near as good as they used to be and now that you are an expat, they simply don’t work!”I know this will be hard to hear for some British Expats living in well-known expat locations such as Dubai or Abu Dhabi, but...
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Navigating the cost of living as a Western expat in the Middle East can be a unique challenge, and having lived in Dubai for nearly 20 years, I have seen it time and time again. However, armed with the right strategies and plans, you can...
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The United Arab Emirates (UAE) has created a distinct niche for itself, thanks to its unique fiscal position, in the absence of income tax, low public debt, and significant investments in its infrastructure and global economic development. This stands in contrast to many western countries...
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Understanding the UK Inheritance Tax (IHT) system is crucial for expats, High Net Worth (HNW) individuals, UK property owners, non-domiciled individuals, and those married to non-domiciled spouses. As a financial adviser with extensive experience assisting expats across the Middle East, my goal is to provide...
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As one of the best financial advisers in Dubai (backed up by many!) with years of experience working with professional expats across the Middle East, I understand the importance of building strong relationships with clients. Part of that process involves addressing the frustrations clients may...
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As an expert financial adviser with extensive experience in helping professional Western expats across the Middle East. I understand the importance of staying on top of your financial affairs and becoming financially organised. Your weekend provides the perfect opportunity to assess your financial situation and...
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Let’s learn quality control from manufacturingI’ve gone on record before saying the quality is never an accident. It’s always because of careful processes designed to monitor, review, and cross-check.It is the role of management to make sure that services are being delivered with quality across...
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People often ask, what makes great firms stand out from the crowd; what differentiates them from the competition? The answer is as simple as it is complex – great customer service.Now more than ever before ALL businesses need to ensure they have happy, helpful and...
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Waiting to start saving for retirement? You’re not alone. According to a survey from the Employee Benefit Research Institute, only half of Americans are actively saving for retirement. The situation isn’t any better on the other side of the Atlantic. A study from the National...
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Naturally, a lot of people focus on building their wealth and maintaining a certain lifestyle but often forget the importance of ensuring our children have a suitable financial understanding and responsibility. Providing financial education for children is so important!There are, of course, many problems that...
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First, let's discuss the importance of wealth. Wealth is often thought of in terms of money and material possessions, but it can also refer to other forms of assets such as property and investments. Having a level of wealth can provide a sense of security...
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Asking for a pay rise can be a difficult and challenging thing to do for many employees, but it's important to remember that you deserve to be rewarded for the value you bring to your company. Before you request a rise, it's important to be...
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Family life insurance is a crucial aspect of financial planning for any parent, yet many still neglect to purchase coverage for themselves and their families. As an expert in the field, I am passionate about spreading the word about the importance of life insurance and...
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Saving money can be a difficult task for many people, and there are a number of behavioral reasons that contribute to this struggle. In this blog post, we will explore some of the most common behaviors that lead to difficulty saving money, and how to...
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When it comes to protecting your family's financial future, life insurance is a crucial consideration. However, with so many options available, it can be difficult to determine the right level of cover for your specific needs. In this article, we'll break down the factors to...
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Choosing the right financial advisor in Dubai can be a daunting task, especially for expats who are new to the city and may not be familiar with the local financial landscape. However, with the right information and a bit of research, you can find a...
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It’s sometimes necessary to talk about topics that are not exactly financial planning related but are very much a part of securing a safe future for people and their families. One of these topics is guardianship and custody of children.Now, this isn’t an issue that...
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As I have often said before, we all have the same possibilities and opportunities in life. So, the question is, what mistakes when trying to become wealthy are you making? It’s how we take action that defines our paths. I often talk about how to succeed in...
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We all know what a regular financial review is, right? It’s a staple of the advisory and wealth management business. Once a year, every six months, or once a quarter, financial advisers sit down with their clients and debrief them on how on target their...
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More and more young people are relying on the bank of mum and dad. Between expensive education and skyrocketing house prices in global hotspots, many young adults don’t have a hope of clambering onto the property ladder without assistance. But let’s turn that question around. Should...
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Listening to the advice of a great financial adviser may not make you rich, but it is an excellent way to assure you that you are on the right path toward achieving your financial goals. Just like some accountants or some solicitors are better than...
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