Pensions & Retirement Archives – Mike Coady


Financial Expert | Business Excellence | Growth Expert
Mike is an award winning financial expert and a well-known leader in the financial industry. Having taken two of his previous firms to Chartered Status in the UK and also achieved the prestigious National IFA of the Year Award – Highly Commended. In addition, Mike is qualified to UK Financial Conduct Authority (FCA) standards, a member of the Chartered Insurance Institute, a Fellow of the Institute of Sales Management (FISM), and a Fellow of the Institute of Directors (FIoD).

Pensions & Retirement

Mike CoadyPensions & Retirement

Pension & Retirement Advice and Views

Retirement planning and pensions can get confusing, and if you fail to prepare it could be considered as preparing to fail! Mike has worked with an extensive range of local and global pension schemes and trustees during his career and is considered an experienced expert in pension advice.

financial adviser mission

There should be nothing remarkable about world-class standards

Our mission as a financial adviser is simple, and it’s putting the client first. All too often, we get caught up in the nitty-gritty of portfolio construction, asset allocation and diversification before understanding who our clients are and what aspirations they harbour. It’s always worth...

Read More

Pound Cost Ravaging – the beast that can destroy your pension pot

Perhaps one of the most hazardous complexities of new flexibilities, allowing individuals to manage their own income in retirement, is the potentially catastrophic effects of pound cost ravaging. Unlike dollar-cost averaging, which helps investors to manage volatility by contributing a regular fixed amount to a pre-set...

Read More
life expectancy of retirees

Longer life expectancy of retirees presents challenges in retirement

Longer life expectancy of retirees presents challenges in retirement. The good news? We're living longer. The bad news? We're living longer. Such is the conundrum faced by retirees and their financial advisers. Since 1960, Great Britain's average life expectancy increased to 83.5 for males and 85.9 for...

Read More