Insurance Specialists

Mortgage Insurance

Owning a home is great, but have you thought of the impact it would have if something was to happen to you and you weren’t able to pay your mortgage, or even worse, this burden was passed onto your loved ones! Ensuring your mortgage is protected with mortgage payment protection insurance is a wise decision to make financially.

Loan Insurance

Having a loan is sometimes the only option, but it isn’t the only option when it comes to insuring this. Life changes very quickly, so make sure you, your assets and loans are protected to avoid passing on any burdens.

Whole of Life

What would be the financial impact on your family if you suddenly died? Losing a loved one is stressful enough, so the thought of having to change lifestyle, schools, downsizing of the family home, etc is excessive. Especially when it is unnecessary, and you have the ability to protect them against this happening.

Income Protection

What would happen if you lost your income? You wouldn’t be able to pay your day to day costs let alone any debt, loans or family support. Protecting your income is vital as without it your life could be very different. It is stressful enough to fall ill, but to have to deal with financial stress on top of that is simply unnecessary. Speak to our insurance brokers for income protection advice.

Cancer Insurance

With cancer being one of the biggest causes of death, it is a safe and smart decision to insure yourself against it. Cancer insurance may be more relevant to you than it may be for other people that do not have a family history of the disease, that said, it is still an important illness to cover.

Critical Illness Cover

People are more likely to get a critical illness than they are to die. Protecting yourself against this possibility is something that you should do regardless of your life circumstances. With or without a family, getting a critical illness affects you and also those around you, so do not run the risk without protection in place.

Corporate Insurance

Corporate Insurance has a wide range of cover all the way from Keyman Insurance, Shareholder protection, theft insurance, etc. As business owners, we must ensure our businesses, its people and processes are protected. Speak to Mike, an expert financial advisor and insurance broker to plan your corporate insurance policy.

Group Insurance

As a company, you may wish to add as an additional benefit for your staff and provide a Group insurance cover. This means that your employees, whilst working at your firm, have a level of insurance cover provided to them should anything happen.

Term Assurance

Term assurance provides a level of protection for you and/or your family during a specific term. If you were to die during this term then the death benefit would be paid to your nominated beneficiaries. It is wise to have such cover in place, particularly if you have liabilities and/or dependants.