Waiting to start saving for retirement? You’re not alone. According to a survey from the Employee Benefit Research Institute, only half of Americans are actively saving for retirement. The situation isn’t any better on the other side of the Atlantic. A study from the National...
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The majority of people plan to retire at 65 and enjoy a financially stable, rewarding lifestyle during their ‘golden’ years. But with so many pension plans available, choosing the right pension plan according to your personal circumstances can be somewhat daunting.It was a heartbreaking story...
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Retirement saving goals are often discussed by friends and family, however, the actual goal of how much you need to save is generally overlooked. When it comes to retirement, everyone has their own idea of what that will include. For some people, it means spending...
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Retirement savings have often been overlooked by younger people, however, it's when you are young that you really need to start looking into it.A survey undertaken by unbiased.co.uk and AXA Life Invest confirms what I have always spoken about and have always known: that those...
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"Why do people spend on annual holidays rather than save for their retirement" I believe it would be great to expand further on the Retirement "awareness" by being "money aware" and how to sensibly plan for retirement. There was a time when people retired, everyone...
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Retirement investment is something often overlooked by people who are getting close to retirement. If you are like many investors, you may see retirement as the end of a long financial journey. After all, you've been saving your hard-earned money for so many years to...
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There are lots of questions that come with saving for retirement. How much risk should you take? Which types of savings accounts are best? How should you be allocated? Or how much do you need to save?These are all common retirement questions that may not...
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If you have read my blog “Why people spend on annual holidays rather than save for their retirement" you will know that many people in retirement would like to relax, savour life, and enjoy the fruits of a lifetime of labour. Therefore, many people plan...
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There’s a lot been said in the media recently about the investment concept of Dollar-Cost Averaging. One of the reasons that it is becoming increasingly popular is because it’s an ideal way to accumulate savings to fund retirement and/or education.First, the backdrop. Whichever way you...
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Why retiring early means NOT booking that holiday...
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If you are looking for a new home or a new start in retirement, retiring in France is an appealing move. Prior to covid-19, over 82 million people visited this wonderful country every year, with many retirees from all over the world choosing France as...
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“Let the Good Times Roll” by legend B.B King. It’s a great song.– but it recently got me thinking.I can’t quite believe I’m saying this, but the sentiment in the song is the crucial problem that we have to address as financial advisers, and as...
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BRITONS are failing to make saving for their old age a priority as they fall into a short-term saving trap, experts have warned. Two in five people think saving for a potential emergency is more important than any other financial milestone.And less than a third...
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The longer life expectancy of retirees presents challenges in retirement.The good news? We're living longer. The bad news? We're living longer.Such is the conundrum faced by retirees and their financial advisers. Since 1960, Great Britain's average life expectancy increased to 83.5 for males and 85.9...
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Now that we understand why so many people retire abroad and understand the important factors to consider when preparing for retirement, I believe that one of the most appealing locations to retire is Switzerland. The most appealing aspect of living and working in Switzerland is the...
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Retiring in Switzerland is something I get asked about a lot. I am exploring the retirement relocation options and have recently released blogs on my 10 reasons why certain locations could be the perfect retirement home for you. Germany, Spain & France have been released to date,...
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Retiring in Germany might not seem like the obvious choice to many, however, there are a great many advantages to choosing Germany as you retirement destination of choice.Having recently carried out a study on people wanting to retire overseas, I have completed the necessary investigation...
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Retiring in Spain has long been a popular overseas location amongst British expats and it's easy to see why.Further to my recent blog around retiring in "France", I have now explored and enclosed my top 10 tips for retiring in Spain. Thousands of expatriates make the...
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News that HSBC is to close its defined benefit (DB) pension scheme from next summer for all existing members is, to my mind, further evidence that financial freedom in retirement is increasingly becoming a personal responsibility for everyoneThe banking giant, which says that members of...
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