“They are nowhere near as good as they used to be and now that you are an expat, they simply don’t work!”I know this will be hard to hear for some British Expats living in well-known expat locations such as Dubai or Abu Dhabi, but...
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Let’s learn quality control from manufacturingI’ve gone on record before saying the quality is never an accident. It’s always because of careful processes designed to monitor, review, and cross-check.It is the role of management to make sure that services are being delivered with quality across...
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People often ask, what makes great firms stand out from the crowd; what differentiates them from the competition? The answer is as simple as it is complex – great customer service.Now more than ever before ALL businesses need to ensure they have happy, helpful and...
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South African expatriates should not only understand the newly implemented 2022/2023 tax laws, which aim at taxing their foreign employment income but should also act if they want to avoid its dire consequences. With the 2022/2023 SARS tax eFiling season now open and well underway,...
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Waiting to start saving for retirement? You’re not alone. According to a survey from the Employee Benefit Research Institute, only half of Americans are actively saving for retirement. The situation isn’t any better on the other side of the Atlantic. A study from the National...
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Naturally, a lot of people focus on building their wealth and maintaining a certain lifestyle but often forget the importance of ensuring our children have a suitable financial understanding and responsibility. Providing financial education for children is so important!There are, of course, many problems that...
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As I have often said before, we all have the same possibilities and opportunities in life. So, the question is, what mistakes when trying to become wealthy are you making? It’s how we take action that defines our paths. I often talk about how to succeed in...
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We all know what a regular financial review is, right? It’s a staple of the advisory and wealth management business. Once a year, every six months, or once a quarter, financial advisers sit down with their clients and debrief them on how on target their...
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More and more young people are relying on the bank of mum and dad. Between expensive education and skyrocketing house prices in global hotspots, many young adults don’t have a hope of clambering onto the property ladder without assistance. But let’s turn that question around. Should...
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Listening to the advice of a great financial adviser may not make you rich, but it is an excellent way to assure you that you are on the right path toward achieving your financial goals. Just like some accountants or some solicitors are better than...
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Look back to the year 2000, and you might understand why so many people are hesitant to put their hard-earned money in the stock market. Many investors have been hurt more than once by investing in equities, and they are having a hard time believing...
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The majority of people plan to retire at 65 and enjoy a financially stable, rewarding lifestyle during their ‘golden’ years. But with so many pension plans available, choosing the right pension plan according to your personal circumstances can be somewhat daunting.It was a heartbreaking story...
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One of the main costs all parents should bear is education costs. For many families, saving money for a child’s education is a must. Providing that child with the opportunity to learn and grow is just part of taking care of your family. Yet, knowing...
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With two-fifths of all marriages now ending in divorce and with a growing number of people getting divorced later in life, more and more clients are seeking advice on what happens to their pension pots when a couple splits.And it is absolutely appropriate and sensible...
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Retirement saving goals are often discussed by friends and family, however, the actual goal of how much you need to save is generally overlooked. When it comes to retirement, everyone has their own idea of what that will include. For some people, it means spending...
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Retirement savings have often been overlooked by younger people, however, it's when you are young that you really need to start looking into it.A survey undertaken by unbiased.co.uk and AXA Life Invest confirms what I have always spoken about and have always known: that those...
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Not all toxic people realise the negative impact they have on those around them, but some do it for satisfaction. Either one creates a bad vibe in any environment whether that’s at home, in the workplace, or even in your social circle.There are of course...
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Recently, I’ve been discussing with my team and also my clients the importance of obtaining and maintaining customer loyalty, tasks which have become more difficult in recent times due to a rise in regulatory, economic, and competitive conditions.With choice always available, in order to keep...
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Due to continued demand from expats based in the UAE and the Middle East in general who is considering acquiring a mortgage in the UK, I have created a list of Frequently Asked Questions (FAQs) that can assist with many of the initial points facing...
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The habits you form now will affect you for the rest of your life. Understanding the most common financial money mistakes will help you make better financial choices in the future.Avoiding costly money mistakes will save you money, time & stress.I have listed below the...
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How stress levels are measured? “Stress is when you wake up screaming and you realise you haven’t fallen asleep yet” – Anon.It’s a well-known fact that insufficient sleep can have many negative influences on people's lives. Sleep deprivation affects decision-making, heightens stress levels, and leads to...
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Let's talk about how you can improve your credit score...
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It has proven that word of mouth among friends, colleagues and indeed customers drive more purchases and relationships than any other “purchase” influence.Testimonials and recommendations give you and your business the ability to demonstrate your credibility and expertise.I strongly believe every business owner, leader, manager...
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As demand for domestic and international financial advice continues to soar, more must be done to attract young talented individuals into the financial services industry and to prevent advice from becoming exclusively for the wealthiest of those in society.As I was quoted as saying in...
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Thinking about retirement already? Chances are, if you’re reading this, you’re an expatriate in a low-tax jurisdiction. Lower taxes mean more income that you can use to build a secure financial future. So, when should you start thinking about retirement? When should you start saving/investing...
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