The majority of people plan to retire at 65 and enjoy a financially stable, rewarding lifestyle during their ‘golden’ years. But with so many pension plans available, choosing the right pension plan according to your personal circumstances can be somewhat daunting.It was a heartbreaking story...
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One of the main costs all parents should bear is education costs. For many families, saving money for a child’s education is a must. Providing that child with the opportunity to learn and grow is just part of taking care of your family. Yet, knowing...
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Expatriates & their Taxes Have you moved overseas? Chances are, if you’re reading this, you may be fortunate to be an expat in a low-tax jurisdiction. Congratulations, because taking income tax out of the equation frees up income for you to build a secure financial future.But...
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Insuring yourself should be a priority. Unfortunately, it's not always the first thing that people think about when it comes to spending money. Pursuing your dream of owning a home, or whatever else will make you happy, should always be a driving force in your...
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As previously mentioned in my blog "Spenders vs. Savers: How they can meet in the middle", I mentioned a meeting with renowned psychologist and best-selling author, Dr Peter Collett. The meeting was absolutely fascinating! We discussed an important subject for anyone involved in financial services: the...
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As a parent did you know how much it costs you for raising a child? The financial responsibilities of any parent can be myriad, but at the end of the day they boil down to one set of clear functions: protect, raise, educate and help one’s child grow...
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Have you ever been out with others who are talking about their investment portfolios and thought how do they even know how to build an investment portfolio successfully...
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A study has been made on millionaires for 6 years and we have realised being 'rich' comes down to only two things. These two actions will teach you how to grow wealth in the most stable way possible:Accumulating wealth Keeping the wealth you've accumulatedThe...
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Expatriate Life in Dubai What are expats in the UAE most concerned about when it comes to their finances? What is expatriate life like in Dubai?We really wanted to know.You see, our motto is to create personal success stories with you at the very heart of...
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Regardless of where you are going, as an expat or a local, it is critical to consider the “what ifs.”Most people do not think twice about financial planning for tomorrow, but it can be one of the most important decisions you make for your financial...
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A new year brings in new opportunities to grow and develop yourself, in all aspects of your life. These are normally quantified through new year’s resolutions or setting personal goals that you wish to achieve during the new year. Whilst a new year brings a...
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Let’s bring flexibility to retirement There's no one best plan for retirement. You think retirement, and the first picture that pops to mind is a life of idle in a sunlit location. Or possibly a little place in the Cotswold. Whatever it is, people often assume...
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“Let the Good Times Roll” by legend B.B King. It’s a great song.– but it recently got me thinking.I can’t quite believe I’m saying this, but the sentiment in the song is the crucial problem that we have to address as financial advisers, and as...
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I was recently interviewed to put the case forward that expats need to embrace the idea of financial planning more than their counterparts in their country of origin.Although living abroad usually positively impacts people’s lifestyles, sometimes there are extra layers of complexities, making professional financial...
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Since they were introduced in 2006, the popularity of QROPS (Qualifying Recognised Overseas Pension Schemes), an HMRC-recognised overseas pension, continues, alongside SIPPs, to grow amongst expatriates and individuals considering a move overseas.The ‘Pension Flexibility 2015’ changes to UK pensions have also had a limited but...
Read More For far too long, the true cost of education has been something of an ‘elephant in the room’ in financial planning.It’s a subject that too few clients want to discuss with their financial adviser, but with new figures revealing that the cost of a university...
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Guardian Wealth Management, a multi-national financial planning firm, has launched the dedicated GWM Corporate Solutions division due to ever-increasing demand for corporate planning in the UAE.The corporate specialists will provide services to business owners under organizational development, financial management and investment planning. They will help...
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Inhertiance Tax (IHT) is widely regarded as the cruellest of all taxes. This is because it is a form of double taxation and because it impedes individuals having the opportunity of passing on their full estate to their loved ones, such as children and grandchildren.Unfortunately,...
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When Bank of England governor Mark Carney announced in August this year that interest rates were to remain at historic lows, some championed his implementation of so-called ‘forward guidance.’But there were others, of course, who would inevitably lose out from it – and once again...
Read MoreI’m excited to report that deVere has secured the acquisition of Broadgate Advisory in Thailand, giving us greater reach and a more in-depth resource in the lucrative Southeast Asia financial advisory sector.Broadgate Investment Advisory Securities, to give it its full name, is the only expatriate...
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International Adviser is well known and respected as one of the mouthpieces of the industry, so it is not at all surprising that its annual awards are regarded as a reliable indicator of who is outperforming the rest. The International Adviser team takes great care when...
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This week has seen the introduction of ground-breaking technology that helps deVere Spain’s clients to find the best available insurance cover.The state-of-the-art software, which was developed by top insurance and IT experts, will explore hundreds of types of insurance, including life, motor, home, contents and...
Read More I’m delighted to announce that the deVere Group has recently rolled out its highly anticipated, pioneering paraplanning technology, ‘The Automated Reasons Why Letter Programme’. This revolutionary, high-performance software, which teams from our UK technical, IT, compliance, legal and customer service departments worked hard to develop over...
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For Jack Kerswell, the financial services industry is not so much a career as a way of life – exemplified in his rise from UK local bank branch manager to a significant leadership role within the deVere Group. His career started as a financial consultant for...
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Following the recent landmark deVere Group-Goldman Sachs Asset Management convention held in New York, I interviewed Aizen Kusumi, an Associate at GSAM to gain a greater understanding about the special relationship our influential global organisations enjoy from the GSAM perspective. See the transcript of our...
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