More and more young people are relying on the bank of mum and dad. Between expensive education and skyrocketing house prices in global hotspots, many young adults don’t have a hope of clambering onto the property ladder without assistance. But let’s turn that question around. Should...
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Listening to the advice of a great financial adviser may not make you rich, but it is an excellent way to assure you that you are on the right path toward achieving your financial goals. Just like some accountants or some solicitors are better than...
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With two-fifths of all marriages now ending in divorce and with a growing number of people getting divorced later in life, more and more clients are seeking advice on what happens to their pension pots when a couple splits.And it is absolutely appropriate and sensible...
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The habits you form now will affect you for the rest of your life. Understanding the most common financial money mistakes will help you make better financial choices in the future.Avoiding costly money mistakes will save you money, time & stress.I have listed below the...
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How stress levels are measured? “Stress is when you wake up screaming and you realise you haven’t fallen asleep yet” – Anon.It’s a well-known fact that insufficient sleep can have many negative influences on people's lives. Sleep deprivation affects decision-making, heightens stress levels, and leads to...
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Thinking about retirement already? Chances are, if you’re reading this, you’re an expatriate in a low-tax jurisdiction. Lower taxes mean more income that you can use to build a secure financial future. So, when should you start thinking about retirement? When should you start saving/investing...
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How does your bank profit from savings accounts? Ever wonder why a bank pays you interest for the money in your savings account? After all, you didn't do anything besides put the money in the account. The interest is free money awarded with no effort...
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You'll save it tomorrow. Saving for the long term often seems unnecessary in the present, or there is always something else that needs to be paid for today. Making that statement could mean that you spend the next years regretting it. The fact is, the...
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Retirement investment is something often overlooked by people who are getting close to retirement. If you are like many investors, you may see retirement as the end of a long financial journey. After all, you've been saving your hard-earned money for so many years to...
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Further to a previous blog, I released, "Why relationships are so important to financial advice" I believe it is equally important that we understand the difference between direct investing and active financial advice.Many investors prefer to make their own investment decisions, but this is not...
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Are you in the market? If you are not investing in the stock market, you could be losing money. The fact is, the stock market offers one of the best ways to build wealth, no matter which market you invest in around the world. It...
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Are you a spender or a saver? The differences between the two can be profound. Savers can be obsessed with their nest egg and will go to great lengths to continue padding it, whether that means skipping vacations, forgoing a night on the town, or...
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Life in Abu Dhabi is glamorous for expats, with high salaries and no taxes. The sunshine and large expat community have attracted many foreigners to the region. While it is a beautiful place to raise a family and develop careers, most expats in the UAE...
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Do you know the implications of not having financial health? Do you know how to become financially stable? What if you lost your job tomorrow? Nobody wants this, and no one wants to talk about this. Trouble is, it’s our job to bring up these possibilities...
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When it comes to seeking financial advice, investing in a financial adviser should be exactly that – a careful investment. In the same way as allocating funds for your children’s future education or buying additional property is an investment, the saying ‘you get what you...
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Would you be ready if you became unemployed tomorrow? Have you ever stopped to ask yourself "What would I do if I lost my job?". What if you lost your job tomorrow? Nobody wants this, and no one wants to talk about this. Trouble is, it’s...
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In the age of information, the answer to nearly any question is available at your fingertips. Want to know how to cook a particular meal or repair something in your home? All you have to do is get online and ask your question. You'll likely...
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Expatriate Life in Dubai What are expats in the UAE most concerned about when it comes to their finances? What is expatriate life like in Dubai?We really wanted to know.You see, our motto is to create personal success stories with you at the very heart of...
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Now Listen - Did you know that only 8% of people typically keep their New Years Resolutions? Given the consistency of the gym up already? Smoked that cigarette you said you weren’t going to? How was dry January?Have you managed to get to the 1st-month...
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Regardless of where you are going, as an expat or a local, it is critical to consider the “what ifs.”Most people do not think twice about financial planning for tomorrow, but it can be one of the most important decisions you make for your financial...
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Let’s bring flexibility to retirement There's no one best plan for retirement. You think retirement, and the first picture that pops to mind is a life of idle in a sunlit location. Or possibly a little place in the Cotswold. Whatever it is, people often assume...
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It might not be the average Christmas conversation and can seem daunting, but spending 30 minutes discussing your life insurance will be more valuable than you can imagine. Many people go through life quite comfortably without life insurance. Their reasoning is simple. They do not think...
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Pensions have become far more flexible and tax-efficient over the past 10 years leaving us with an effective tax and estate planning vehicle. However, this leads to the question, what role does a Critical Yield now play in deciding the suitability of transferring out of...
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I believe it is vital that we all get a better understanding of pensions as there is, as we all know, a burgeoning pension crisis in the United Kingdom – and indeed across much of the developed world.The truth is – and for the reasons...
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An intro to Cryptocurrency Cryptocurrencies, or “crypto-assets” as they are sometimes known, are a type of digital currency whose value is determined mainly through the powers of supply and demand as well as the underlying technology and is stored in a virtual wallet. The currency is...
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