Recently, I’ve been discussing with my team and also my clients the importance of obtaining and maintaining customer loyalty, tasks which have become more difficult in recent times due to a rise in regulatory, economic, and competitive conditions. With choice always available, in order to keep...
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Are you in the market? If you are not investing in the stock market, you could be losing money. The fact is, the stock market offers one of the best ways to build wealth, no matter which market you invest in around the world. It...
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Life in Abu Dhabi is glamorous for expats, with high salaries and no taxes. The sunshine and large expat community have attracted many foreigners to the region. While it is a beautiful place to raise a family and develop careers, most expats in the UAE...
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Investment tips to avoid these 3 mistakes Oh, the stock market is on a downturn. Quick, sell! Okay, wait, it’s picking back up again. Buy before it reaches its peak! Sound familiar? This exact scenario played out during the tail end of 2018. The last quarter was...
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Luck may be on your side if the biotech shares you just purchased doubles in price because the company announces it has found a cure for cancer. However, luck has very little to do with being a successful investor. Successful investors do not rely on...
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Making the right investment decisions is something you can only properly do by fully understanding your own personal risk tolerance. There’s no doubt that we all know that all levels of reward come with some level of risk and uncertainty. The amount of risk, of...
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Like many good things in life, Structured Products are often misunderstood and their value underestimated. In essence, a Structured Product provides the opportunity for clients to have an investment linked to the growth of a range of underlying assets including stocks and shares, commodities, property, etc,...
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As previously mentioned in my blog "Spenders vs. Savers: How they can meet in the middle", I mentioned a meeting with renowned psychologist and best-selling author, Dr. Peter Collett. The meeting was absolutely fascinating! We discussed an important subject for anyone involved in financial services: the...
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Are you a spender or a saver? The differences between the two can be profound. Savers can be obsessed with their nest egg and will go to great lengths to continue padding it, whether that means skipping vacations, forgoing a night on the town, or...
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Let’s bring flexibility to retirement There's no one best plan for retirement. You think retirement, and the first picture that pops to mind is a life of idle in a sunlit location. Or possibly a little place in the Cotswold. Whatever it is, people often assume...
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If you read my recent blog "Direct investing vs. active financial advice" I have published the following blog on "Why staying in cash carries risks". Look back to the year 2000, and you might understand why so many people are hesitant to put their hard-earned...
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As a parent did you know how much it costs you for raising a child? The financial responsibilities of any parent can be myriad, but at the end of the day they boil down to one set of clear functions: protect, raise, educate and help one’s child grow...
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What does it mean to be grateful? Most people say they are thankful and grateful for the things they have. Many people realise they are luckier than most others. Yet, we want more. When you take into consideration what it means to be grateful, there...
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South African expatriates should not only understand the new expatriate 2020 tax laws, which endangers their foreign income but should also act if they want to avoid its dire consequences. Income Tax Act Amendment (2017) The amendment to the Income Tax Act has been fully enacted and...
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Retirement investment is something often overlooked by people who are getting close to retirement. If you are like many investors, you may see retirement as the end of a long financial journey. After all, you've been saving your hard-earned money for so many years to...
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In addition to my recent blog "What does being RICH come down to", I believe many millionaires are constantly on the move between countries looking for opportunities to better their lives and grow their wealth, according to a study looking at the wealthy and how...
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To achieve customer happiness it should always be at the heart of what any business does. I have listed the below top 10 tips on how to successfully achieve customer happiness and implement this across your business. #1: You need to know what's important to the client This...
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- Expatriates & their Taxes Have you moved overseas? Chances are, if you’re reading this, you may be fortunate to be an expat in a low-tax jurisdiction. Congratulations, because taking income tax out of the equation frees up income for you to build a secure financial future. But...
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Due to continued demand from expats based in the UAE and Middle East in general who is considering acquiring a mortgage in the UK, I have created a list of Frequently Asked Questions (FAQs) that can assist with many of the initial points facing expats...
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You will often find in life that there are broadly speaking 2 different types of people; those that typically enjoy their 9-5 jobs, with the benefit of taking an annual holiday somewhere nice, but never really push their potential to the full limit, and then...
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Insurance cover, and more importantly, the right insurance cover is a necessity in today's world. If I asked you to pay me a dollar every month so that I’d pay you a thousand if you crash your car, you wouldn’t hesitate. If I asked for...
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More and more young people are relying on the bank of mum and dad. Between expensive education and skyrocketing house prices in global hotspots, many young adults don’t have a hope of clambering onto the property ladder without assistance. But let’s turn that question around. Should...
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What are the main reasons people criticise one another? Over the years I have witnessed a lot of criticism within different working environments. It can often make people feel shame or even anger, and therefore creates a bad atmosphere. There is a big difference between criticism...
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Do you want to reduce volatility? You're not alone. Volatility management is a common goal among investors. The assumption is that volatility is always a bad thing. If left unchecked, volatility can certainly do damage to your portfolio. However, volatility doesn't always have to be...
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