A new year brings in new opportunities to grow and develop yourself, in all aspects of your life. These are normally quantified through new year’s resolutions or setting personal goals that you wish to achieve during the new year. Whilst a new year brings a...
Read More
Historically, during times of market volatility and uncertainty, many consumers, in fear of what impact markets might have on the economy, will hold onto cash reserves. This rational of storing cash in the bank until markets stabilize could mean a loss in value of your...
Read More
South African expatriates should not only understand the new expatriate 2020 tax laws, which endangers their foreign income but should also act if they want to avoid its dire consequences. This blog provides a thorough understanding and detailed update on South African Tax for 2020/2021. INCOME...
Read More
People often ask, what makes great firms stand out from the crowd; what differentiates them from the competition? The answer is as simple as it is complex – great customer service. Now more than ever before ALL businesses need to ensure they have happy, helpful and professional...
Read More
In 2020, 7 tech companies were responsible for adding $3.4 trillion in value into the market, powering through the Covid 19 global pandemic and continuing to deliver returns, despite numerous investigations into their dominance. The highlights and top performers, in other words, best tech to...
Read More
The S&P 500 is a market-weighted index, reflecting the largest 500 stocks (large-cap) in the US. It is the index that most professional investors measure their performance against. If we review the S&P 500 performance during 2020, and taking into consideration the market crash that...
Read More
Where do you put your money? If you are like many people, you believe the safest, easiest option is to put your money in a bank account and allow the interest to grow. While this seems a relatively safe method, it may not be the...
Read More
Let’s bring flexibility to retirement There's no one best plan for retirement. You think retirement, and the first picture that pops to mind is a life of idle in a sunlit location. Or possibly a little place in the Cotswold. Whatever it is, people often assume...
Read More
What does it mean to be grateful? Most people say they are thankful and grateful for the things they have. Many people realise they are luckier than most others. Yet, we want more. When you take into consideration what it means to be grateful, there...
Read More
If you are looking for a new home or a new start in retirement, retiring in France is an appealing move. More than 82 million people visit this wonderful country every year, with many retirees from all over the world choosing France as their home,...
Read More
Life in Abu Dhabi is glamorous for expats, with high salaries and no taxes. The sunshine and large expat community have attracted many foreigners to the region. While it is a beautiful place to raise a family and develop careers, most expats in the UAE...
Read More
Should I quit my job? One of the most unanswered questions of all time! We ask ourselves, we dream and think what it would be like - yet we do absolutely nothing about it! It’s surprising how many people live their lives living in the same...
Read More
Do you understand what an Exceptional Employee is? A recent study of a significant number of business leaders addressed what makes an employee stand out. I can confirm that for me it wasn’t how late someone stayed, or how many qualifications one holds, or even their skill...
Read More
Our mission as a financial adviser is simple, and it’s putting the client first. All too often, we get caught up in the nitty-gritty of portfolio construction, asset allocation and diversification before understanding who our clients are and what aspirations they harbour. It’s always worth...
Read More
Insuring yourself should be a priority. Unfortunately, it's not always the first thing that people think about when it comes to spending money. Pursuing your dream of owning a home, or whatever else will make you happy, should always be a driving force in your...
Read More
As previously mentioned in my blog "Spenders vs. Savers: How they can meet in the middle", I mentioned a meeting with renowned psychologist and best-selling author, Dr. Peter Collett. The meeting was absolutely fascinating! We discussed an important subject for anyone involved in financial services: the...
Read More
Are you a spender or a saver? The differences between the two can be profound. Savers can be obsessed with their nest egg and will go to great lengths to continue padding it, whether that means skipping vacations, forgoing a night on the town, or...
Read More
Perhaps one of the most hazardous complexities of new flexibilities, allowing individuals to manage their own income in retirement, is the potentially catastrophic effects of pound cost ravaging. Unlike dollar-cost averaging, which helps investors to manage volatility by contributing a regular fixed amount to a pre-set...
Read More
A financial adviser is a professional with the goal of helping others to improve their long-term financial outcome. That is, these individuals have the job of helping people to build and protect the wealth that they hope to achieve in the long term. The role...
Read More
What are expats in the UAE most concerned about when it comes to their finances and life? We really wanted to know. You see, our motto is to create personal success stories with you at the very heart of them. To do our job, we needed to...
Read More
How to pay off debt is one of the most common questions I get asked as an adviser. “How did you go bankrupt?” “Two ways, gradually and then suddenly” - Ernest Hemingway, ‘The Sun Also Rises’. In this famous quote, the influential 20th-century author, in one of his most...
Read More
The habits you form now will affect you for the rest of your life. Understanding the most common financial money mistakes will help you make better financial choices in the future. Avoiding costly money mistakes will save you money, time & stress. I have listed below the...
Read More
In order to succeed as a business, you must have a clear vision of which your colleagues, employees, etc can all be a part of. Having a strong ideal core vision will always make the journey a lot healthier, happier & more successful. This is my...
Read More
After reading my recent blogs "What makes a GREAT financial adviser?" and "The benefits of working with a GREAT financial adviser", do you still think you can manage your investments and financial planning without help? Do you now believe that you need a great financial...
Read More
Continuing in the theme of my latest blog 'what to look for in a great financial adviser'. I have put together the below top 10 benefits of working with a great financial adviser. Creation of a strategy that grows and changes as you do Your financial goals...
Read More