We talk a lot about our clients moving overseas, or returning back home, but what about internationally based financial advisers etc? What does it mean for a financial adviser to return home? What are the impacts? If you are thinking of moving back to the...
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One of the main costs all parents should bear is education costs. For many families, saving money for a child’s education is a must. Providing that child with the opportunity to learn and grow is just part of taking care of your family. Yet, knowing...
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It’s time to invest. But, do you ask yourself 'how will I become a millionaire'? If you want to save until you earn a million, where do you start? Of course, you’ll need to focus on saving fast, saving as much as possible, and doing it...
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If you have read my blog “Why people spend on annual holidays rather than save for their retirement" you will know that many people in retirement would like to relax, savour life, and enjoy the fruits of a lifetime of labour. Therefore, many people plan...
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Its proven that word of mouth among friends, colleagues and indeed customers drive more purchases and relationships than any other “purchase” influence. Testimonials and recommendations give you and your business the ability to demonstrate your credibility and expertise. I strongly believe every business owner, leader, manager and...
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Would you be ready if you had to leave tomorrow? What if you lost your job tomorrow? Nobody wants this, and no one wants to talk about this. Trouble is, it’s our job to bring up these possibilities and make sure you’re protected. Say you’re on a...
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In the age of information, the answer to nearly any question is available at your fingertips. Want to know how to cook a particular meal or repair something in your home? All you have to do is get online and ask your question. You'll likely...
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A good leader will be a good leader regardless of location, team members, industry changes, etc. They just know what to do, it comes naturally! Any successful leader can take any team and make them awesome… and here I have listed some key areas to make...
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Dubai is by far one of the most economically lucrative cities on the planet. It, therefore, stands to reason that a growing number of high earners, entrepreneurs and capitalists have flocked towards the promising region. However, financial planning is key to a more rewarding life...
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You'll save tomorrow. Saving for the long term often seems unnecessary in the present, or there is always something else that needs to be paid for today. Making that statement could mean that you spend the next years regretting it. The fact is, the sooner...
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Most people don't consider why you need life insurance until they get to the later stages in their lives. Many people focus on their financial health during their lifetime. They spend a great deal of time and money boosting financial wealth so they can live...
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Vision and mission statements are considered a crucial element of any organisation’s toolkit be it large or small. All good and laudable – because it gives organisations something to aim at. It helps define their corporate culture. It gives companies a homing beacon. At least, that’s...
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Great leaders are driven towards a mission that everyone can get behind. They know how to motivate a team through honesty, transparency, and genuine passion. In the book Leading at a Higher Level, a study showed that leaders that had a strong vision had the highest performing...
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How stress levels are measured? “Stress is when you wake up screaming and you realise you haven’t fallen asleep yet” – Anon. It’s a well-known fact that insufficient sleep can have many negative influences on peoples’ lives. Sleep deprivation affects decision-making, heightens stress levels, and leads to...
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The majority of us meet new people on a daily basis, and that is why you must know how to make the first impression count. The first impression is so important and will impact your entire relationship moving forwards. With this in mind, I have enclosed below...
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One would think that if someone is travelling and working overseas for much of his or her career, he doesn't have much available in the way of savings advantages. This assumption is completely wrong. An expat saver has huge advantages available to them in comparison...
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Following on from my recent blog "Habits of Successful Investors", I believe that Behavioural finance is the study of the psychology that affects financial decision-making. In most situations, emotions play a role in investment decisions. Often, the focus here is on greed or fear, commonly found...
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Luck may be on your side if the biotech shares you just purchased doubles in price because the company announces it has found a cure for cancer. However, luck has very little to do with being a successful investor. Successful investors do not rely on...
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It is so important to build new, healthy, and long-lasting relationships, so I have listed below 15 social skills that will help you: 1. Eye contact Those that make eye contact are judged as more intelligent. Eye contact is an easy and effective way to convey competence. 2....
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As a parent did you know how much it costs you for raising a child? The financial responsibilities of any parent can be myriad, but at the end of the day they boil down to one set of clear functions: protect, raise, educate and help one’s child grow...
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Money causes stress. Its a fact of life. I believe money issues are the number one worry of expats. Why is money such a major source of stress? Experts say there are multiple reasons. One is the way money is viewed in society. For many...
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When you are considering investing your money, having a solid relationship with a financial adviser is not only ‘helpful’, it can be fundamentally important as well. Most investors depend on their financial adviser to provide them with information that can be crucial to their success...
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South African expatriates should not only understand the new expatriate 2020 tax laws, which endangers their foreign income but should also act if they want to avoid its dire consequences. INCOME TAX ACT AMENDMENT (2017) The amendment to the Income Tax Act has been fully enacted and...
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As we move forward into this exciting digital age, and as an increasing proportion of our lives are based around technology, protecting our privacy is, perhaps, more important now than it’s ever been. It’s not just about shutting your front door behind you and closing yourself...
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